Income Verification in Sweden includes the option to retrieve declared income data directly from Skatteverket (the Swedish Tax Agency).
This allows you to access official income information as part of the application flow, reducing the need to rely solely on self-reported figures or uploaded documents.
How It Works
-
Skatteverket is available in the Kreditz flow as a data source.
-
During the application process, the end user can either select Skatteverket from the list of available data sources or proceed with it already preselected in the flow.
-
The user gives consent for income data retrieval.
-
After consent is provided, declared income data is fetched in real time.
-
The information becomes available directly in the your Kreditz account.
-
There is no need for a separate process or manual document handling.
Where to Find the Data
In your account, within the Certificate, you will be able to view:
-
Employer Information
-
Reported Income Overview
-
Income Averages per Source
-
Income Trend
-
Additional Reported Foreign Income
These sections provide a structured view of the declared income data retrieved from Skatteverket.
Key Benefits
No Additional Implementation Needed
Skatteverket is available as a selectable data source within the existing Kreditz flow. No separate integration or technical implementation is required.
Verified Income Data
Access income information directly from Skatteverket.
Reduced Manual Handling
Eliminate document uploads and manual income verification steps.
Improved Decision Support
Use declared income data as part of your credit assessment process.
If you would like to enable Skatteverket as a data source, please contact your Customer Success Manager.